Blog
Guides and explainers
Plain answers about holding, converting and spending cryptocurrency — written for people who want to use it, not trade it.
Which cryptocurrencies can you actually spend? All 37 supported assets
The full list of 37 assets Wave Digital supports, and how to choose which one to fund a card from.
Crypto tax in Malaysia: the questions to ask
Not tax advice: the questions that decide your position, the events people forget count, and the records to start keeping.
Using a crypto card overseas: acceptance, conversion and cash
One card across 170+ countries, and the terminal prompt that quietly costs you money every single time you accept it.
Sending crypto to the wrong address: why it is final
Why a blockchain transfer cannot be reversed, the four ways it goes wrong, and the checks that prevent nearly all of them.
Stablecoins explained: why USDT is what people actually spend
Why people spend USDT rather than Bitcoin, what a peg does and does not guarantee, and the dollar exposure Malaysians carry.
Why a crypto app asks for your IC: KYC explained
What identity verification is, why it cannot be skipped, what happens to your document, and how to spot a fake request.
Can you withdraw cash from an ATM with a crypto card?
Yes, with the physical card, up to USD 10,000 a day. Plus the two ATM costs nobody mentions until you have paid them.
Is a crypto card safe? What can go wrong, and what cannot
Card risk, company risk and crypto risk are three different questions. Honest answers, including the one about deposit protection.
Crypto card fees explained: what you actually pay
Every charge on a Wave Digital card: 2.5% on top-up, a one-time card fee, and the costs that are not ours at all.
Virtual vs physical crypto card: which one should you get?
$10 or $100? What each card can do, which suits how you spend, and why most people should start with the virtual one.
How to convert USDT to Ringgit (and what it actually costs)
Two routes out of USDT into ringgit, what each one really costs, and the network mistake that permanently loses funds.
How to get a crypto card in Malaysia: step by step
From download to first payment: verification, topping up, choosing virtual or physical, and what the whole thing costs.
How to spend crypto with a card in Malaysia
A Mastercard funded by your crypto, what it costs, where it works in Malaysia, and what it is not.